
(866) 337-0978
2245 Godby Rd Ste 111
9AM - 8PM
Fix & Flip
Rentals / DSCR
New Construction
Mixed Use & Commercial
No Upfront Fees. No Obligation.
100% Risk-Free to Apply.
Get Your Term Sheet Within 24–48 Hours.
Complete Form or Call to Speak with One of Our Representatives.

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Real Funding Experts
Easy Process
Low FICO Accepted
Competive Rates
Fast Approvals
No Cost, No Obligation

United Cholce Capital helped me close on a fix and flip deal in less than two weeks. The process was smooth, and they understood exactly what i needed as an investor.
Zara Bush
Atlanta, GA

I was. looking to refinance into a DSCR loan for my rental portfolio. They got me terms that actually made sense for cash flow. Super easy process
Ashwin Santiago
Dallas, TX

As a builder, I needed funding for ground-up construction. United Choice Capital structured the financing perfectly and got me approved quickly.
Kaden Scott
Miami, FL

I had a tough time finding financing for a mixed-use property. These guys steped in and got me connected with the right lender.
Zara Bush
Atlanta, GA

I needed fast transactional funding for a wholesale deal, and they came through.
Anthony W.
New York, NY

What I love most is their consistency. I've now ciosed three different types of loans with them: They're truly a one-stop.op for real estate investors.
Andi Lane
Los Angeles, CA
Fast approvals (24–48 hours)
Low documentation options
Competitive investor rates
Dedicated funding advisor

Apply
Share details about your deal.
Review & Terms
Receive a term sheet within 1–2 days.
Fund & Close
Capital ready when you are.
Investor Deals Funded
Capital Deployed
Close in as Little as
Nationwide Coverage
No, most of our programs are asset-based, meaning we focus on the deal itself, not just your credit score. Even if your credit isn’t perfect, you can still qualify.
You can receive a pre-approval within 24–48 hours after submitting your application and basic deal information.
Funding amounts typically range from $75,000 to $5,000,000+, depending on your deal type, experience, and property value.
We fund a wide range of real estate investments including:
Fix & Flip
Rental (DSCR)
New Construction
Commercial Properties
Bridge & Gap Funding
No, we work with both first-time investors and seasoned pros. If you’re new, we can help structure your deal to improve approval odds.
This varies, but many programs require 10%–20% down plus closing costs. We also offer creative solutions and gap funding options to help cover your out-of-pocket costs.
At minimum, we typically need:
Purchase contract (if applicable)
Property details
Scope of work (for rehab deals)
Basic borrower information
No, initial pre-approvals are typically done with a soft pull or no credit pull, so it won’t impact your score.
Closings can happen in as little as 7–14 days, depending on how quickly documents are submitted and the deal is structured.
Once submitted:
Your deal is reviewed by our team
We match you with a funding partner
You receive a pre-approval with terms